Supplementary pension savings

Third pension pillar in Bratislava

Review your fund, costs and any employer contribution.

We assess the contract, time to retirement and risk tolerance, including conditions for accessing savings.

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Pension funds in numbers

Third-pillar index funds

Review the specific fund, its strategy and your long-term horizon. Index funds mainly invest in equities and can fluctuate significantly.

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Historical performance at 9 October 2026
CompanyFund1 year5 years p.a.
NN Tatry – SympatiaIndexový príspevkový d.d.f.15.62 %9.59 %
STABILITAStabilita indexový príspevkový d.d.f.14.66 %8.79 %
UNIQAIndexový globálny d.d.f.15.14 %8.21 %

VÚB Generali operates in the second pillar. Third-pillar DDS funds are separate products. Tatra’s Comfort life portfolios use a different lifecycle strategy and are not included in this index-only table.

P.a. means annualised performance over the stated period. One-year performance covers that year. These are fund results, not a fixed interest rate or each saver’s personal return.

This educational comparison includes NN, which is not on Simplea’s current contracted-partner list. It does not imply every fund can be arranged through this branch.

Past performance does not guarantee future returns. Strategy, risk, costs and time matter. Fund selection depends on your age, horizon and circumstances.

Source: ADDS, weekly report at 9 October 2026; checked 16 October 2026.

How it works

From questions to a decision

  1. 01

    Tell us what matters

    We establish your goal, budget and questions.

  2. 02

    Compare options

    We review costs, conditions and limitations.

  3. 03

    Understand the recommendation

    You will know why an option is worth considering.

  4. 04

    Take the next step

    We agree on documents, arrangements and ongoing support.

What to prepare

  • Participation agreement and latest statement
  • Employer contribution rules
  • Budget and time to retirement

Individual terms matter

Employer contributions and tax benefits are not automatic. They depend on the relevant conditions and rules.

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Services

Good questions. Clear answers.

Is this an emergency reserve?

No. Access to savings follows the agreement and supplementary-pension rules.

What matters when selecting a fund?

Strategy, risk, total costs and time remaining to retirement.

Can my employer contribute?

We check the employer’s rules and your contract rather than assuming a contribution.

Start with a conversation

What would you like to resolve?

Contact us directly or prepare a message. We will agree on the topic and a time to talk.

0918 835 525martin.mikolasek@simplea.skPrievozská 1318/14
821 09 Bratislava

Meetings by appointment.

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martin.mikolasek@simplea.sk · 0918 835 525

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