Mortgages and refinancing
From a home budget to the costs of switching lenders.
Simplea Point Nivy · Bratislava
Financial advice in Bratislava.
Mortgages, income protection, investing and retirement. At Simplea Point Nivy, we look at your finances together and compare available solutions from multiple providers.
Your financial questions under one roof. Prievozská 14.
Services
What we can help with
Choose a topic. If you are unsure where to start, we can set priorities together.
Income protection
Cover based on your income, commitments and household reserve.
Property insurance
Your home and car: value, cover and exclusions explained.
Investing
A plan based on your goal, time horizon and tolerance for risk.
Second and third pillars
Review your funds, strategy and retirement arrangements.
Business finance
Working capital, investment or premises. Start with your plans.
Part of the Partners group
Group backing. Your Nivy team.
Simplea is part of the Czech Partners group. Your local team in Nivy helps with your financial questions.
- group customers
- 2m
- group companies
- 16
- European countries
- 4
Group brands
Visit their official websites.
Not every group product is available through this branch. Partners Banka and Rentea operate in Czechia.
Explore the Partners groupPartners HoldCo and Simplea · checked 20 October 2026.
Financial partners
Several offers. One conversation.
Your mortgage, insurance and long-term savings are connected. We discuss available offers from several of Simplea’s contracted partners in the context of your circumstances.
Simplea Point Nivy
Room for an unhurried conversation.
Visit Prievozská or talk remotely. We will agree on a format that works for you.
Our teamOur team
A real person behind every recommendation.
Meet the people who will help with your questions.
Martin Mikolášek
Leads the team and connects financial topics. Your first contact if you need to establish the next step.
Ľubica Szekely
Helps with home purchases, construction and refinancing. Explains the process and required documents.
Martin Gago
Focuses on car, home and property insurance. Helps compare coverage and conditions.
An experience has a name.
Miriama Tobikova
a year ago
Rating without a written comment.
Boris Fraňo
10 months ago
Profesionálny prístup s dokladným vysvetlením a radami
Soňa Talabová
10 months ago
Príjemné jednanie, korektná komunikácia, môžem odporučiť spoluprácu.
The original reviews are in Slovak.
How it works
From questions to a decision
- 01
Tell us what matters
We establish your goal, budget and questions.
- 02
Compare options
We review costs, conditions and limitations.
- 03
Understand the recommendation
You will know why an option is worth considering.
- 04
Take the next step
We agree on documents, arrangements and ongoing support.
Try your own scenario
Understand the numbers first.
Illustrative calculations help you prepare questions for a consultation. Use your own assumptions; these are not offers or promises of results.
Start with a conversation
821 09 BratislavaOpen Google Maps
What would you like to resolve?
Contact us directly or prepare a message. We will agree on the topic and a time to talk.
0918 835 525martin.mikolasek@simplea.skPrievozská 1318/14821 09 Bratislava
Meetings by appointment.
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Tell us a little more
martin.mikolasek@simplea.sk · 0918 835 525
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Services
Good questions. Clear answers.
What can you help with?
Mortgages, insurance, investing and retirement questions. We start with your situation and connect you with a named team member.
What should I prepare?
A brief description is enough for first contact. We agree on documents according to the topic; do not send sensitive information through the initial form.
Where can we meet?
At Prievozská 1318/14 in Bratislava by appointment. We can also agree on a remote conversation.